Case Study
A keen sportswoman who loves a challenge, Angela had been a GP for more than 10 years when she fractured her spine in a skiing accident. She knew, better than anyone, that back injuries are unpredictable. Although she had no spinal cord damage, she required surgery and several months off work.
So how would she keep her thriving GP practice running while she was recovering?
Fortunately, Angela had prepared herself for this possibility and could make a claim on two types of insurance. Firstly, she had Income Protection Cover. Secondly, she had Business Continuation Cover, which covered the cost of hiring a locum to keep her practice running for up to a year.
After nine months of rest and careful rehabilitation, Angela was able to resume her work as a GP.