Benefits
You or your business will receive a lump sum payment of up to $5 million if you become totally and permanently disabled due to accident or illness. An assistance benefit will also be provided to help you settle into your new life.
With Total and Permanent Disability Cover (TPD), you can choose your level of cover based on either ‘own occupation’ or ‘any occupation’:
• Own occupation – you’re unlikely to ever work in your own or similar occupation (certain occupations only) – this option may be suitable for those whose occupation is highly specialised, or
• Any occupation – you’re unlikely to ever work in any occupation that you are suitably qualified for.
Funeral Benefit
Our TPD Cover also includes a funeral benefit (for standalone TPD Cover) if you die during the term of your policy and no TPD Cover benefit is payable.
Business Increase Option
When you have TPD Cover, you can increase the amount of your cover without further medical evidence, making it easy to ensure the right level of cover as your business grows.
