Benefits
If you or a key person in your business is sick or injured and can no longer work for an extended period of time, Business Continuation Cover will pay your business a fixed monthly income for up to 12 months to help keep your business running.
• Cover of up to $50,000 a month
• Benefit paid in advance each month
• Choice of waiting periods: 4, 8 or 13 weeks
• Use the money how you like
• Premiums waived while a benefit is being paid
• No reduction in payments if you’re also receiving ACC or other income protection benefits
With Business Continuation Cover you’ll also receive a recurrent disability benefit, so if the same disability or illness occurs within 12 months the waiting period is waived for the second episode. And if you choose the partial disability option you’ll get a benefit if, after a 7-day period of total disability, you’re able to work but for fewer hours than before.
The above is an example of the type of business protection we can offer.
Talk through the options with our advisors.
Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.
