Cover Levels
Qualifying age: 16 – 59 years*
Duration of policy: Policies are annually renewable to age 65
Type of cover: Level or inflation linked. Accelerated or standalone
Cover limit: $5,000,000**
Premium options: You can ensure that your premium stays the same by choosing a premium guarantee period of one, five or 10 years, or by choosing the level option (not guaranteed)
*Individual consideration will be given to ages outside this range.
**Refer to each company’s policy. Cover can often be up to a certain level e.g. Up to $3,000,000 on ‘any’ or ‘own’ occupation basis, plus $2,000,000 on an ‘Activities of Daily Living’ basis.
The above is a general indication of the range of cover available.
Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.
