Mortgage Insurance

Your home is a major investment, so if you have a home loan you’ll want to ensure all your regular repayments are made. But what if you were suddenly unable to work?

An accident or illness during your working life is a real possibility, and recovering from an illness or accident is difficult enough without the extra burden of financial worries. Sick pay generally only covers a few days of absence each year and may not be enough to cover your mortgage repayments. That’s why it’s important to have a contingency plan in place.

The solution is Mortgage Repayment Cover.

Contact us for great advice.

Mortgage Repayment Cover

Ensuring your home remains yours, even if you’re unable to work.

Mortgage Repayment Cover helps protect your home if you’re unable to make mortgage repayments due to illness or accident. It pays your regular mortgage repayments for your choice of two years, five years, or to age 65 while you’re unable to work, allowing you to focus on your recovery.

Mortgage Repayment Cover also provides a recurrent disability benefit, so if the same disability or illness occurs within 12 months the waiting period is waived for the second episode. Plus, you can get an unemployment benefit that pays a monthly income if you become unemployed.
It’s reassuring to know that you have something to fall back on when life isn’t running so smoothly.

Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.

• Guaranteed renewable to age 65
• Choice of waiting and benefit periods
• Premiums waived while a benefit is paid
• Built-in recurrent disability and unemployment benefits
• Optional redundancy benefit
• Worldwide cover

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