Life Insurance
The unexpected death of a loved one can have a devastating effect on those who are left behind.
Will the family home need to be sold as mortgage payments become unaffordable?
Will there be sufficient funds to cover regular living expenses as well as holidays and school fees?
In New Zealand, one in six men and one in nine women who reach the age of 30 will die before 65¹. It is easy to say, “it won’t happen to me”, but premature death isn’t really about you; it’s about the people who depend on you for financial support.
The solution is Life Cover.
¹ Statistics New Zealand (2004), New Zealand Life Tables 2000 – 2002.
Contact us for great advice.
Life Cover
Life insurance to protect your loved ones if you die.
Life Cover provides your loved ones with the financial support they need in the event of your death.
If you’re diagnosed with a terminal illness, you may choose to have your insurance paid out early, allowing quality time for you and your family before your death.
In New Zealand we have two types of Life Cover:
Renewable life cover – where the premium changes with your age.
Level life cover that keeps your premiums at the same rate for a period of time – e.g. 15 years; to age 65; to age 70 and to age 80, making it easier to budget.
Plus, we can get you cover that will have a funeral benefit and a financial planning benefit, giving you extra assurance that your family will be taken care of should the worst happens.
Key benefits to look for in your life insurance policy….
• Comprehensive life cover with a terminal illness pay out
• Choice of yearly renewable or level premium covers
• Choice of payment options
• Funeral, accidental death and financial planning benefits included
• Worldwide cover
Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.
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