Business Continuation Cover

Protecting your livelihood and the business you’ve worked so hard for.

Business Continuation Cover is a simple insurance plan designed specifically for profitable businesses over four years old. It provides a monthly income of up to $50,000 to help keep the business running if you or a key person* in your business is unable to work due to illness or accident.

The money can be used for any purpose – to pay expenses, hire new staff or buy new stock for instance. What’s more, the amount you receive won’t be reduced by any other insurance benefits you may receive, like ACC or other income protection benefits.

It’s a financial safety net to ensure your business can continue, even if you’re not around.
* For Business Continuation Cover, a key person is either a working shareholder or a non-shareholding employee with specific skills who generates revenue for the business (who is not a passive investor). To be eligible for this cover, the business must have no more than five key people and no more than 15 employees.

Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.

• Guaranteed renewable to age 65
• Cover of up to $50,000 a month
• Benefit is paid monthly in advance
• Premium waived while a benefit is paid
• Worldwide cover