Income Protection Insurance

An accident, illness or temporary disability at some time in your working life is a very real possibility. And recovering from an illness or accident is difficult enough without the extra stress of financial worries.

If you’re unable to work because of an illness or accident, how would you cover your everyday expenses such as rent, food and phone? What about debt repayments such as your mortgage or credit card? Sick pay generally only covers a few days absence each year, so it’s important to have a contingency plan in place.

The solution is Income Protection Cover.

Contact us for great advice.

Income Protection Cover

Providing you with a regular income if you become sick or have an accident.

Income Protection Cover helps protect against the loss of one of your most valuable assets – your ability to earn money.

If you’re unable to work in your job for more than 10 hours a week because of sickness or an accident, Income Protection Cover can provide a monthly income of up to 75% of your gross income.

Plus Income Protection Cover has loads of added features for extra protection – for instance benefits for recurrent disability, permanent disability, bed confinement, rehabilitation, occupational retraining, home care and more.

It’s reassuring to know that you have something to fall back on when life isn’t running so smoothly.

• Guaranteed renewable to age 65 or 70
• Choice of waiting and benefit periods
• Premiums waived while a benefit is paid
• Additional benefits for recurrent disability, permanent disability, bed confinement, rehabilitation and more
• Choice of agreed or indemnity value
• Worldwide cover

Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.

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