Critical Illness Insurance for Business Owners

A critical illness is a serious illness or disability, such as cancer, heart attack or stroke. Statistics tell us that 50% of men and 33% of women will suffer a critical illness before the age of 70¹.

So how would your business cope financially if you or a key person in your business was affected by a critical illness? How would you pay off your debts and expenses? Would your customers and suppliers still want to deal with your business? And what would your business be worth if you had to sell? It’s worth thinking about.

The solution is Trauma Cover.

1 Gen Re LifeHealth Australia 2005

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Trauma Cover

Financial support to ensure your business can continue even if you suffer a critical illness.

Trauma Cover provides a lump sum payment if you or a key person in your business suffers any of the critical illnesses specified in our policy, such as cancer, heart attack, stroke or major burns.

The payment can be used for any purpose – reducing debt, hiring a replacement person, or buying out your share of the business for instance. Plus, our Trauma Cover has the flexibility to adapt as your business changes, with the ability to increase your level of cover without any medical underwriting.

Please refer to the relevant policy document for full details of the insurance contract and the terms, conditions, limitations and exclusions that may apply.

• Guaranteed renewable to age 70
• Can be claimed as an accelerated benefit against Life Cover or as a standalone benefit
• Ability to increase your cover as your business grows
• Worldwide cover

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